Pluspunten
Sadly are very few. They give you subpar training in most cases so rushed that in all honesty you hardly have time to get an actual grasp on the actual things being taught. If you are lucky (Honestly I'm not sure what you need) then you can be placed within a big organisation. If you have no other option and you do not car where you go and possibly what you may end up doing than you can at least guarantee a Salary above retail for 2 years
Minpunten
I've said lucky because it is genuinely down to luck. I'm a current employee and I would have to say it is definitely the worst decision I've made so far. I really wish I wasn't so desperate at the beginning and had just been more patient with Job applications. Several of my colleagues during the training periods did not pass the exams, and so left FDM and have better jobs than I have. After the training I received emails from Several of the major banks for invites to interviews and really kicked myself as I did well in the training and have no problem with interviews. You have little or no control in the first 2 years. The streams I applied for where "Full" so they said, and I was forced to take a stream due to a financial burden. I speak several languages and still was not able to even have the chance to be put forward for an international opportunity. I attend work sadly hating my job, and I guess slightly hating myself for being so desperate in the first place. It has come to the point that I am applying for jobs elsewhere and I am more than willing to accept whatever fine they throw as I just do not enjoy what I am doing. I had spoken to management during and after training only to be promised things that were not given, it's a joke. If you know where you want to go, this is not the company for you. Do not be lured by international opportunities they are few and far between. Once you have passed your second week of training, they will give you no flexibility on where you may want to go. Do not believe that in your third year things will change, If you are a recent graduate have more patience or apply for other companies as they offer paid training's & more flexibility. Account managers are more concerned with receiving their commission from placing you and have no interest in any aspirations that you may have. They are kind at the beginning please do not be deceived. I was deceived and sadly now may have to face a fine for leaving, all because I was lured in. Lastly they will tell you that they are aware of these reviews as a means to play them down. Listen to the reviews and avoid the company, if you read nothing else read that you should avoid this company, I work for a so called reputable company and again it has been the biggest regret so far. Sadly I can only move forward. Companies Like Capita, Cognizant, IBM, Accenture are but a few companies that offer a better version of this graduate program. Don't forget your worth, don't feel like you are not employable. Learn 2 sell yourself, read guides and do what you can.