Pluspunten
Sufficient Job Security due to outdated IT infrastructures and redundant plus retarded manual processes will keep employees on their job forever. Ideal company to change career paths. No academic qualifications are necessary to work anywhere in TD operations (exception implies with OSFI and Regulatory requirements); the only concern is to bond with the right people. If one has a degree in literature or diploma in culinary arts, you can become an IT /Risk/ Audit Manager. Management is big on networking and will help individuals to get to network with them. If one wants to enhance career as a politician; TD is the best academy for that.
Minpunten
TD reinvents micromanagement after 2008 financial meltdown. TD has structured its operations in small colonies governed by a King, or Queen who enforces its paraphrased jurisdictional (departmental) laws. Management has over "50 Shades of Gray"; I meant to say that gray area is very broadly applied and guidelines interpreted unblushingly by the management. Just to give folks a taste of "gray"; I had to go through a scene where I tried to explain the risk of approving an entry due to tax implications and vulnerability of the client risk. Thankfully there were some online documented procedures that restrict such transactions, but a great "Queen" asked me very benevolently; "What if I told you to do this would you do that? I want you to do it." I probably am the earliest "Minion" long before the release of movie "Despicable Me" the obedient one! I remember HR guys had been very nice fellows before disappearing; we didn't find them anyone around. There are some rumors that they exist somewhere in the organization but employees are not allowed to approach them; they need to get through giant ogres. My source is the corporate web that has some links to HR department.