Pluspunten
There really are none. There is no opportunity here (despite the lies of the MD) and you will ust regret going anywhere this team.
Minpunten
Where to start. Cit was the most toxic work environment I have ever been in, mainly driven by the leadership of the bank. They are all extremely immature and constantly playing the politics game, taking credit for the work of juniors while shifting blame down for their own failures. The MD of PPNR modeling is particularly bad there and continues to push delusional and useless ideas about projects because "he has never seen a model he thinks is finished." Problem is, he never approves any models, so nothing gets done and you will end up doing useless analysis with him getting more and amore abusive if you don't do what he says. Furthermore, he constantly pushes ideas that cannot be done given the data and resources available. He frankly has no idea what he is doing and you will end up just getting so fed up with it that you leave after a few years. Don't fall for the nonsense in the interview. They do not promote, there are no internal opportunities for anything, and he is not "building best in class models." If you join that team, you will be part of a team that likely gets another MRIA for the bank for not building any models. All because they followed the bad ideas and delusions of an MD who has never built a model.