Managing costs effectively has always been a priority for financial institutions, but with rising operational expenses, increasing regulatory demands, and growing competitive pressures, the challenge has never been greater. Balancing these forces requires strategically redirecting cost savings into innovation and long-term growth. At Capco, we take a comprehensive approach, integrating GenAI and other emerging technology, refining operational processes, and rethinking workforce and vendor strategies to create sustainable efficiencies. Discover how financial institutions can shift from short-term cost-cutting to a more forward-looking model that balances efficiency with reinvestment in the future. โก๏ธ https://www.capco.com/intelligence/capco-intelligence/a-smarter-approach-to-cost-management Authors: @Aoife Hogan, @Jason Noran, Ryan Woods, and Claire McNeary
๐ฅ๐ฒ๐ด๐๐น๐ฎ๐๐ผ๐ฟ๐ ๐ณ๐ถ๐ป๐ฒ๐ ๐ณ๐ผ๐ฟ ๐ฐ๐ผ๐บ๐บ๐๐ป๐ถ๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐๐๐ฟ๐๐ฒ๐ถ๐น๐น๐ฎ๐ป๐ฐ๐ฒ ๐ณ๐ฎ๐ถ๐น๐๐ฟ๐ฒ๐ ๐ฎ๐ฟ๐ฒ ๐ฟ๐ถ๐๐ถ๐ป๐ด. ๐๐ผ๐ ๐ฑ๐ผ๐ฒ๐ ๐๐ผ๐๐ฟ ๐ณ๐ถ๐ฟ๐บ ๐ฐ๐ผ๐บ๐ฝ๐ฎ๐ฟ๐ฒ? Weโve extended the deadline to take part in the ๐ฎ๐ฌ๐ฎ๐ฑ ๐๐ผ๐บ๐บ๐๐ป๐ถ๐ฐ๐ฎ๐๐ถ๐ผ๐ป๐ ๐ฆ๐๐ฟ๐๐ฒ๐ถ๐น๐น๐ฎ๐ป๐ฐ๐ฒ ๐๐ฒ๐ป๐ฐ๐ต๐บ๐ฎ๐ฟ๐ธ๐ถ๐ป๐ด ๐ฆ๐๐๐ฑ๐ โ now open until ๐ญ๐ด๐๐ต ๐๐ฝ๐ฟ๐ถ๐น. ๐ With responses from ๐ฏ๐ฌ+ ๐ณ๐ถ๐ฟ๐บ๐ already in, weโre building one of the richest datasets in the industry โ offering deep comparative insights across FS and Energy Trading. Run by ๐๐ฎ๐ฝ๐ฐ๐ผ in collaboration with @NICE Actimize, this 15-minute survey will help you benchmark your approach to communications surveillance and uncover key trends across the market. ๐ช๐ต๐ฎ๐โ๐ ๐ถ๐ป ๐ถ๐ ๐ณ๐ผ๐ฟ ๐๐ผ๐? โ Complimentary preview of the final report โ 1-hour deep-dive session to benchmark your firm vs anonymised peers Topics include: biggest comms surveillance challenges, alert volumes, STORs, AI adoption, and new communication channels. ๐ Now closes: ๐ญ๐ด๐๐ต ๐๐ฝ๐ฟ๐ถ๐น ๐ https://www.surveymonkey.com/r/WH8T53C Know someone in Surveillance, Market Conduct, or Compliance? Tag or share this with them!
โ Early start is key to success with PSR! PSR imposes numerous demands, including extending consent panels to EU subsidiaries and establishing two-way communication with third parties. With tight schedules and additional requirements from FiDA, banks must act promptly. Discover the key risks and how to manage them. ๐ Read more in the new article. https://www.capco.com/Intelligence/Capco-Intelligence/four-risks-banks-cant-ignore-with-psr-consent-panel
At Capco, excellence in client services is driven by the expertise and dedication of our people, which is why we're thrilled to share that @Lauren Somma has been named a 2025 AML Consulting Magazine Rising Stars Honoree! ๐ฅณ Lauren's innovative approach and commitment to building strong, trusted client relationships have made a lasting impact, helping drive success for both our clients and firm. Please join us in congratulating Lauren on this outstanding achievement! Announcement here โก๏ธ https://www.consultingmag.com/2025/04/03/the-2025-rising-stars-of-the-profession-lauren-somma/?slreturn=2025040483735
What happens when settlement cycles speed up, but liquidity doesn't keep pace? In a recent interview with @Risk.net, Capco's Managing Principal @Stephane Ritz, MBA, CPA breaks down the ripple effects of the US shift to T+1 settlement,especially the liquidity challenges clearing houses are now facing. With misaligned securities and FX settlement cycles, clearing members are feeling the squeeze and when prefunding is required but liquidity is tight, central counterparties are left to absorb the shortfalls during times of market stress. Read more about his insights: https://www.risk.net/risk-management/7961285/nscc-liquidity-shortfalls-raise-t1-concerns
What if every financial service worked effortlessly for everyone? @James Lacey & @Costa Stathis dive into the power of ๐๐ป๐ถ๐๐ฒ๐ฟ๐๐ฎ๐น ๐ฑ๐ฒ๐๐ถ๐ด๐ป, showing how it enhances accessibility, fosters loyalty, and creates better customer experiences. Don't get left behindโsee how inclusive design is redefining finance. ๐๐ผ๐๐ป๐ฑ ๐ผ๐๐ ๐บ๐ผ๐ฟ๐ฒ ๐ต๐ฒ๐ฟ๐ฒ: https://www.capco.com/intelligence/capco-intelligence/the-evolving-role-of-universal-design-in-an-interconnected-world
Agentic AI is transforming financial servicesโmoving beyond GenAI to unlock automation, autonomous decision-making, and new efficiencies. But with great potential comes complexity. In our latest white paper, @Charlotte Byrne, @Leonardo Ferrari, and @Jess Forbes explore how financial institutions can leverage AI agents while managing risks and regulatory challenges. Download now to learn how Agentic AI is shaping the future of the industry โก๏ธ https://www.capco.com/intelligence/capco-intelligence/agentic-ai
Revolutionizing Financial Data Access with FIDA! ๐๐ Discover how the Financial Data Access Regulation (FIDA) is set to transform the financial sector by enabling secure, efficient, and consumer-controlled access to financial data across the EU. Learn more about the key aspects of this groundbreaking regulation and its potential impact on consumers, businesses, and the broader EU economy. Stay ahead of the curve with our latest insights. https://www.capco.com/intelligence/capco-intelligence/financial-data-access-regulation-april-2025-update
๐๐ฒ๐น๐ฒ๐ฏ๐ฟ๐ฎ๐๐ถ๐ป๐ด ๐ก๐ผ๐๐ฟ๐๐ ๐ฎ๐ ๐๐ฎ๐ฝ๐ฐ๐ผ ๐ผ We recently ushered in the Persian New Year, Nowruz, at our Frankfurt office with a vibrant lunch buffet filled with traditional Persian delicacies and desserts, complemented by an elegantly set Haft Sin table. This celebration, and many more to follow, showcases our dedication to recognizing and appreciating the rich tapestry of cultures that make up our team. Coming together to celebrate not only honors our varied heritages but also deepens our bonds and sense of community across departments. Nowruz, meaning "new day," signifies the arrival of spring and has been cherished for over three millennia by diverse cultures. A noteworthy custom is the Haft Sin table, which contains seven meaningful items starting with the Persian letter โS,โ each symbolizing hopes for the new year, like health, prosperity, and rejuvenation.
Happy Eid! On this special occasion, we extend our warmest wishes to our colleagues, clients, partners and friends celebrating around the world. May this Eid bring you and your loved ones peace, prosperity, and happiness. To all those celebrating, Eid Mubarak! #EidMubarak #LifeAtCapco
